FIND.CO PLATFORM ONLINE TERMS & CONDITIONS

(Incorporated by reference into all Content Creator Agreements and Insert Orders)

 

Last updated: November, 2025

 

These Terms & Conditions (“Terms”) apply to all Content Creators, Influencers, and Publishers (collectively, the “Creator,” “you,” or “your”) engaged by Find.co, a company incorporated in Malta (”Find.co,” “we,” “our,” “us”). These Terms are legally binding and are incorporated by reference into any signed Content Creator Agreement or Insert Order (IO) executed between you and Find.co (each, an “Agreement”). By accepting these Terms, you confirm you have read, understood, and agree to be bound by them.

​

1. Definitions

• Agreement: The governing contract between Find.co and the Creator, comprised of these Terms and any specific IO or Content Creator Agreement.

• Campaign: A specific promotional opportunity made available by Find.co, including deliverables, duration, and compensation outlined in an IO.

• Content: Any media, posts, videos, images, or other digital output created, published, or distributed by the Creator for a Campaign.

• Operator: The third-party brand or merchant client of Find.co being promoted via a Campaign.

• Platform: The proprietary online environment, tools, and services operated by Find.co, including any back-end or registration systems used for Creator onboarding and performance tracking (e.g., Salesforce).

• New Depositing Customers (NDCs): New customers introduced by the Creator to an Operator, tracked via unique affiliate links or codes provided by Find.co.

• Revenue Share/Commission: The compensation payable to the Creator, calculated based on the performance (e.g., NDCs, revenue, traffic) of the Content.

 

2. Eligibility, Registration, and Acceptance

2.1. Eligibility: Registration is open only to persons aged 18 or older with full legal capacity.

 

2.2. Registration: You must provide accurate and complete details via the registration form or process provided by Find.co, including payment and traffic source information. Find.co reserves the right to review and reject any registration at its sole discretion.

 

2.3. Acceptance: Your acceptance of these Terms occurs when you tick the acceptance box during the registration or onboarding process. Acceptance is mandatory for participation in any Campaign. Executing an IO or Agreement constitutes a renewed confirmation of your acceptance. Find.co shall maintain an electronic audit trail of each acceptance, including the user ID, date and time stamp, IP address, and the version of the Terms accepted, which shall be admissible as evidence of consent.

 

3. Platform Access and Discretion

3.1. Discretionary Access: Find.co maintains direct relationships with Operators and, at its sole and absolute discretion, decides which Campaigns are offered to the Creator. Find.co may suspend, withdraw, or modify any Campaign offer at any time without liability.

 

3.2. IO Governs Pricing: Compensation is earned solely based on the Revenue Share or Commission model set forth in the specific IO. These Terms are pricing-agnostic, and the IO details the final campaign-specific commercial agreement.

 

3.3. Suspension/Withdrawal: Find.co reserves the right to suspend or permanently withdraw the Creator's access to the Platform or any ongoing Campaign if necessary to protect its commercial interests, legal standing, or relationships with Operators.

 

4. Content Standards and Legal Compliance

4.1. Legal Compliance (General): All Content must comply with all applicable laws and regulations in the territories where the Content is published and targeted (including the US, EU, LATAM, and MENA).

 

4.2. Advertising Disclosure (FTC, etc.): You must prominently and clearly disclose your material connection with Find.co and the Operator in all Content as required by law (e.g., using "Ad," "Sponsored," or "Paid Promotion" tags). Failure to disclose may result in termination and payment forfeiture.

 

4.3. Prohibited Content: Content must strictly comply with all Operator brand guidelines and Platform rules. Specifically, the Content must not include: (i) targeting or display to minors (persons under 18) or other vulnerable persons; (ii) claims suggesting that gambling is a solution to personal or financial problems; or (iii) any unlawful, misleading, defamatory, or infringing material.

 

4.4. Quality Standard: The Content must be of comparable quality, style, and production value to your usual public content and consistent with the Campaign requirements set forth in the IO.

 

5. Payment and Financial Terms

5.1. Minimum Payout Threshold: Find.co will only process payments when the accrued, verified commission balance reaches a minimum threshold of €150 (or the equivalent in the designated cryptocurrency). Any balance below the threshold will roll over to the next payment period.

 

5.2. Performance Lapses: If the Creator generates no new NDCs (New Depositing Customers) for three (3) consecutive months, Find.co reserves the right, upon 30 days’ written notice, to cease all further Revenue Share payments on historical NDCs and terminate the Agreement.

 

5.3. Payment Terms (Current Custody): Find.co processes payments in crypto only. Find.co does not currently hold or custody any funds on the Platform; all payments are processed for direct transfer.

 

5.4. Future Custody: If Find.co implements on-platform wallets or payment custody features in the future, this policy will be updated, and the Creator's continued use of the Platform will constitute acceptance of the revised payment terms.

 

5.5. Payment Intermediary and Condition Precedent: Find.co acts as the sole paymaster and intermediary between the Creator and the Operator. However, payments due to the Creator under these Terms shall be contingent upon and only made following Find.co's successful receipt of the corresponding funds from the relevant Operator. Find.co shall use commercially reasonable efforts to collect such funds, but assumes no liability for an Operator's failure to remit payment. For the avoidance of doubt, this condition applies solely to revenue-share or commission-based compensation and not to any fixed-fee arrangements separately agreed with the Creator.

 

5.6. Invoicing and Calculation:

a. Revenue Calculation: Revenue Share/Commission is calculated based on the actual tracked net revenue received by Find.co from the relevant Operator, minus any refunds, chargebacks, or reversals processed by the Operator.

 

b. Invoicing Requirements: Invoices must match the commercial terms and tracking data provided in the IO and must be sent to Find.co at least one (1) business day prior to the due date specified in the IO. Late invoices may result in a delay in processing the corresponding payment.

 

c. Crypto Conversion: If payment is chosen in a cryptocurrency (e.g., USDC, BTC), the conversion from the tracked USD equivalent will be made at Find.co’s discretion using the prevailing rates provided by trusted exchanges (including but not limited to Kraken, Ledger, or Alphapo) on the date the payment is processed.

 

d. Taxes: You are solely responsible for all income and other taxes arising from payments received.

 

6. Representations and Warranties

You represent and warrant to Find.co that:

 

a. Authority: You have the full right, power, and authority to enter into this Agreement and to create and publish the Content.

 

b. IP Compliance: The Content will be original (or you have secured all necessary rights) and will not infringe any third-party intellectual property rights, privacy rights, or publicity rights.

 

c. Legal Compliance: You will comply with all applicable gambling, advertising, consumer protection, and financial laws in all target markets specified in the IO, including laws regarding disclosure and targeting restrictions.

 

7. Intellectual Property and Content Rights

7.1. License to Find.co: You grant Find.co and the relevant Operator a perpetual, worldwide, royalty-free, exclusive, sublicensable, and transferable license to use, reproduce, display, distribute, modify, and publicly perform the Content for marketing, promotional, and archival purposes related to the Campaign. This license survives the termination of the Agreement.

 

8. Prohibited Conduct and Termination

8.1. Prohibited Conduct: You must not engage in fraud, tracking manipulation, misleading advertising, or any activity that violates the Content Standards (Section 4).

 

8.2. Immediate Termination: Find.co may terminate the Agreement immediately by written notice for any material breach of this Agreement, including Sections 4 or 6.

 

8.3. Effects of Termination: On the effective date of termination:

a. You must immediately cease posting any new Campaign Content.

 

b. You must promptly remove or modify existing Content if instructed by Find.co in writing.

 

c. Any post-termination Revenue Share or residual commission entitlement will only be honoured if and to the extent explicitly specified in the governing IO.

 

8.4. Non-Circumvention and Exclusivity:

a. Non-Circumvention: The Creator shall not, directly or indirectly, contact, solicit, negotiate with, or enter into any agreement or arrangement with any Operator, brand, or merchant introduced or made known to the Creator by Find.co in connection with a Campaign, except through Find.co, during the term of this Agreement and for twelve (12) months following the expiry or termination of the last Insert Order under which such Operator was promoted.

 

b. Exclusivity: While an Insert Order is in effect, the Creator shall promote any Operator or brand identified in that IO exclusively through Find.co and shall not promote such Operator or brand for any third party, including other affiliate networks, without Find.co’s prior written consent.

 

c. Liquidated Damages: Any breach of this clause shall entitle Find.co to seek an immediate injunction and payment of liquidated damages equal to the greater of USD $10,000 or the total commissions, revenue share, or other fees Find.co would reasonably have earned from the Operator during the restricted period, based on historical campaign performance. The Creator agrees this amount is a genuine pre-estimate of loss and not a penalty.

 

9. Confidentiality

9.1. You must keep all non-public campaign, brand, or commercial information confidential. You may not make public statements about the Agreement without written approval.

 

10. Indemnity & Liability

10.1. Limitation of Liability: Find.co shall not be liable for any indirect or consequential damages. Find.co’s total liability under any Agreement is limited to the total fees paid to you in the 1 month prior to the claim.

 

10.2. Indemnity: You agree to indemnify and hold harmless Find.co and its Operators against any claims, damages, or penalties arising from your breach of these Terms, non-compliance with applicable laws, or infringement of third-party IP rights.

 

10.3. Force Majeure: Neither party shall be liable for any failure or delay in performing its obligations under these Terms (other than payment obligations) to the extent such failure or delay is caused by events, circumstances, or causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil commotion, strikes, lock-outs, industrial disputes, pandemics, governmental actions, interruptions of utility services, or failures of communication or hosting infrastructure (each a “Force Majeure Event”). The affected party shall notify the other without undue delay and shall use reasonable efforts to mitigate the effects of the Force Majeure Event.

 

11. General Provisions

11.1. Governing Law: These Terms shall be governed by and construed in accordance with the laws of Malta.

 

11.2. Jurisdiction: The parties agree that the courts of Malta shall have exclusive jurisdiction over any disputes arising under these Terms.